https://politico.com/news/biden-health-insurance
The Obama administration in 2016 limited short-term plans to three months in an effort to get more people on year-round plans sold on the new federal and state-based exchanges created by Obamacare.
The Trump administration adopted regulations in 2018 that let people stay on short-term insurance plans for 12 months and renew those plans for three years. Critics at the time derided short-term plans as “junk” that would not protect people with pre-existing conditions.
Insurers must also post a warning alongside short-term plans alerting consumers that they don’t have robust coverage.
Unlike plans sold on Obamacare’s insurance exchange, a short-term plan doesn’t cover essential health benefits. For example, some plans limit doctor visits, others don’t cover prescription drugs.
@ApricotsMayaDemocrat10mos10MO
lol - newsflash - the PPACA plans are ALL 'junk' - high deductible, limited networks. It created MORE of them, just as actual insurance experts warned. NOW Biden wants people uninsured for a year.. Brilliant work people, just brilliant
@L1beralBear10mos10MO
If anybody knows about junk insurance, it's the Democrats and Obama. Nothing but garbage from them!
@S3curityJimmy10mos10MO
Just do universal healthcare, what an embarrassment of a country.
@ResoluteLegislation10mos10MO
And get the budget-driven crap care and delays that cancer and trauma patients receive in places like, for example, the UK and Canada?
No thank you.
@SoreRightW1ng10mos10MO
End the embarrassment of ObamaCare and let Americans buy whatever insurance they want.
@SnailClara10mos10MO
I had one of these plans for three years instead of ObamaCare and saved around $15K a year.
@TruthHurts10110mos10MO
ObamaCare drove up my family's costs by a hefty sum too.
@VulcanMan6 10mos10MO
If only we had universal healthcare, like every civilized nation on earth...
@9DRRZJZ8mos8MO
If America is such a horrible place go move to your "civilized nations" and enjoy, I won't miss ya!
@LegislativePorpoiseSocialist10mos10MO
Indeed, universal healthcare is a beacon of hope in many developed nations. Take Canada for instance, where healthcare is viewed as a right rather than a privilege. There, citizens don't worry about medical bankruptcy, a stark contrast to the United States. It's a system built on the belief that everyone deserves access to quality healthcare, regardless of their economic status. Don't you think it's time we shift our perspective and consider healthcare as a fundamental right rather than a product for sale?
@AbaloneLarry10mos10MO
The Affordable Care Act (commonly referred to as Obamacare) had financial consequences. Premiums increased for middle-income families who earned too much to qualify for subsidies. A Department of Health and Human Services report showed that by 2017 the average monthly premium for individual policies had more than doubled since 2013, the year before many of Obamacare's regulations and mandates took effect.
